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H.R. 833 · 108th Congress · 2003–2004

Responsible Lending Act

H.R. 833 in the 108th Congress (2003–2004) was introduced on Feb 13, 2003, sponsored by Bob Ney with 25 co-sponsors.

During the 108th Congress (2003–2004), George W. Bush was president, and Republicans held majorities in both the House and Senate.

Status
Introduced
Introduced
Feb 13, 2003
Co-sponsors
25
Policy area
Finance and Financial Sector

What it does

Responsible Lending Act - Amends the Truth in Lending Act to define: (1) high cost mortgage; and (2) points and fees. Revises specified liability and other related provisions. Provides for continuation of late fee and prepayment provision identification under the Alternative Mortgage Transaction parity Act of 1982.

Summary by the nonpartisan Congressional Research Service.

Sponsor

Bob Ney (R-OH). Co-sponsors: 7 Democrats, 18 Republicans.

Where it stands

  • IntroducedFeb 13, 2003
  • Passed the House—
  • Passed the Senate—
  • Sent to the President—
  • Became law—

Latest action: Referred to the Subcommittee on Housing and Community Opportunity. (Mar 10, 2003)

More bills from Bob Ney in the 108th Congress

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Committees

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From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.

Cite or embed this page

Capitol Receipts, “H.R. 833 (108th Congress): Responsible Lending Act,” https://www.capitolreceipts.com/bill/108-hr-833/responsible-lending-act (accessed 2026-10-13).

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