H.R. 2622 · 108th Congress · 2003–2004
Fair and Accurate Credit Transactions Act of 2003
H.R. 2622 in the 108th Congress (2003–2004) became law — introduced on Jun 26, 2003, sponsored by Spencer Bachus with 58 co-sponsors. Congress held 7 roll call votes on it.
During the 108th Congress (2003–2004), George W. Bush was president, and Republicans held majorities in both the House and Senate.
- Status
- Became law
- Introduced
- Jun 26, 2003
- Co-sponsors
- 58
- Policy area
- Finance and Financial Sector
- Public law
- Public Law 108-159
What it does
Fair and Accurate Credit Transactions Act of 2003 - (Sec. 3) Requires the Board of Governors of the Federal Reserve System (Board) and the Federal Trade Commission (FTC) to jointly prescribe final regulations that establish effective dates for this Act before the end of the two-month period beginning on the date of the enactment of this Act.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Spencer Bachus (R-AL). Co-sponsors: 22 Democrats, 36 Republicans.
Where it stands
- IntroducedJun 26, 2003
- Passed the HouseSep 10, 2003
- Passed the SenateNov 5, 2003
- Sent to the PresidentDec 3, 2003
- Became lawDec 4, 2003
Latest action: Became Public Law No: 108-159. (Dec 4, 2003)
How Congress voted
- Suspend the Rules and Agree to the Conference Report
House · Nov 21, 2003 · Passed379–49 - On Passage of the Bill
Senate · Nov 5, 2003 · Bill Passed95–2 - On Passage
House · Sep 10, 2003 · Passed392–30
Every roll call vote on this bill
- On Agreeing to the AmendmentHouse · Sep 10, 2003
- On Agreeing to the AmendmentHouse · Sep 10, 2003
- On Agreeing to the AmendmentHouse · Sep 10, 2003
- On Agreeing to the AmendmentHouse · Sep 10, 2003
- Fair and Accurate Credit Transactions ActHouse · Sep 10, 2003
- A bill to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer…Senate · Nov 5, 2003
- Fair and Accurate Credit Transactions ActHouse · Nov 21, 2003
More bills from Spencer Bachus in the 108th Congress
Other Finance and Financial Sector bills in the 108th Congress
- H.R. 258: American 5-Cent Coin Design Continuity Act of 2003
- H.R. 658: Accountant, Compliance, and Enforcement Staffing Act of 2003
- H.R. 2465: Family Farmer Bankruptcy Relief Act of 2003
- H.R. 659: Hospital Mortgage Insurance Act of 2003
- H.R. 1474: Check Clearing for the 21st Century Act
- H.R. 1533: To amend the securities laws to permit church pension plans to be invested in collective trusts.
- S. 2864: Family Farmer Bankruptcy Relief Act of 2004
- H.R. 21: Unlawful Internet Gambling Funding Prohibition Act
- S.J.Res. 31: A joint resolution to provide for Congressional disapproval of certain regulations issued by the…
- S.J.Res. 32: A joint resolution to provide for Congressional disapproval of certain regulations issued by the…
Committees
- Banking, Housing, and Urban Affairs Committee
- Financial Services Committee
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 2622 (108th Congress): Fair and Accurate Credit Transactions…,” https://www.capitolreceipts.com/bill/108-hr-2622/fair-and-accurate-credit-transactions-act-of-2003 (accessed 2026-10-17).