H.R. 987 · 119th Congress · 2025–2026
Fair Access to Banking Act
H.R. 987 in the 119th Congress (2025–2026) was introduced on Feb 5, 2025, sponsored by Andy Barr with 148 co-sponsors.
During the 119th Congress (2025–2026), Donald Trump was president, and Republicans held majorities in both the House and Senate.
- Status
- Introduced
- Introduced
- Feb 5, 2025
- Co-sponsors
- 148
- Policy area
- Finance and Financial Sector
What it does
Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Andy Barr (R-KY). Co-sponsors: 148 Republicans.
Where it stands
- IntroducedFeb 5, 2025
- Passed the House—
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Referred to the House Committee on Financial Services. (Feb 5, 2025)
More bills from Andy Barr in the 119th Congress
- H.R. 747: Stop Chinese Fentanyl Act of 2025
- H.R. 7897: No Tax on Drill Pay Act
- H.R. 8075: To authorize the Secretary of the Treasury to direct the Federal Deposit Insurance Corporation and…
- H.R. 8956: Border Patrol Supervisors Retention Act
- H.R. 9830: Lawful Hemp Protection Act
- H.R. 10070: Border Patrol Overtime Parity Act
- H.R. 10184: Consumer Financial Protection Accountability and Reform Act of 2026
Other Finance and Financial Sector bills in the 119th Congress
- S.J.Res. 18: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection…
- S.J.Res. 28: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection…
- S.J.Res. 13: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United…
- S. 1582: Guiding and Establishing National Innovation for U.S. Stablecoins Act
- H.R. 2808: Homebuyers Privacy Protection Act
- S. 3424: Bankruptcy Administration Improvement Act of 2025
- S. 100: Repealing Big Brother Overreach Act
- S.J.Res. 141: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United…
- H.J.Res. 160: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the…
- H.J.Res. 161: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the…
Committees
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 987 (119th Congress): Fair Access to Banking Act,” https://www.capitolreceipts.com/bill/119-hr-987/fair-access-to-banking-act (accessed 2026-10-15).