H.R. 2978 · 119th Congress · 2025–2026
Guarding Unprotected Aging Retirees from Deception Act
H.R. 2978 in the 119th Congress (2025–2026), the Guarding Unprotected Aging Retirees from Deception Act, has passed the house — introduced on Apr 21, 2025, sponsored by Zachary Nunn with 54 co-sponsors. Congress held 1 roll call vote on it.
During the 119th Congress (2025–2026), Donald Trump was president, and Republicans held majorities in both the House and Senate.
- Status
- Passed the House
- Introduced
- Apr 21, 2025
- Co-sponsors
- 54
- Policy area
- Crime and Law Enforcement
- Groups that lobbied
- 11
What it does
Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026 This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering.
Summary by the nonpartisan Congressional Research Service.
Official title
GUARD Act
Sponsor
Zachary Nunn (R-IA). Co-sponsors: 24 Democrats, 30 Republicans.
Where it stands
- IntroducedApr 21, 2025
- Passed the HouseSep 15, 2026
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627. (Sep 16, 2026)
How Congress voted
- On Motion to Suspend the Rules and Pass, as Amended
House · Sep 15, 2026 · Passed414–7
Every roll call vote on this bill
- GUARD ActHouse · Sep 15, 2026
More bills from Zachary Nunn in the 119th Congress
- H.R. 736: Protect Small Businesses from Excessive Paperwork Act of 2025
- H.R. 1538: Delivering for Rural Seniors Act of 2025
- H.R. 2570: Maximum Pressure Act
- H.R. 4936: TRAPS Act
- H.R. 8383: Protecting Americans’ Savings Act
- H.R. 9072: HOME for Foster Youth Act
- H.R. 9321: To temporarily expand the authorized uses of grants awarded under the Veterans Legacy Program of…
- H.R. 9686: FARM AI Act of 2026
- H.R. 10234: CLEAR Forms Act
- H.R. 10283: Congressional Pension Accountability Act
Other Crime and Law Enforcement bills in the 119th Congress
- S. 331: HALT Fentanyl Act
- H.R. 4405: Epstein Files Transparency Act
- H.R. 4323: Trafficking Survivors Relief Act of 2025
- H.R. 3497: Medal of Sacrifice Act
- S. 307: Prison Staff Safety Enhancement Act
- S. 6: Born-Alive Abortion Survivors Protection Act
- H.R. 21: Born-Alive Abortion Survivors Protection Act
- H.R. 27: HALT Fentanyl Act
- H.R. 35: Agent Raul Gonzalez Officer Safety Act
- H.R. 38: Constitutional Concealed Carry Reciprocity Act
Who lobbied on it
11 organizations named this bill in lobbying reports (Jul 2025 – Sep 2026). Biggest spenders among them:
- Aarp
- Capital One Financial Corporation
- Consumer Bankers Association
- American Bankers Association
- National Multifamily Housing Council Inc
- Independent Community Bankers Of America
- Solana Policy Institute
- Blockchain Association
Committees
- Financial Services Committee
- Judiciary Committee
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 2978 (119th Congress): Guarding Unprotected Aging Retirees from…,” https://www.capitolreceipts.com/bill/119-hr-2978/guarding-unprotected-aging-retirees-from-deception-act (accessed 2026-10-16).