H.R. 7297 · 118th Congress · 2023–2024
Homebuyers Privacy Protection Act
H.R. 7297 in the 118th Congress (2023–2024) was introduced on Feb 7, 2024, sponsored by John W. Rose with 93 co-sponsors.
During the 118th Congress (2023–2024), Joe Biden was president, and Republicans held the House majority and Democrats the Senate majority.
- Status
- Introduced
- Introduced
- Feb 7, 2024
- Co-sponsors
- 93
- Policy area
- Finance and Financial Sector
What it does
Homebuyers Privacy Protection Act This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the c…
Summary by the nonpartisan Congressional Research Service.
Sponsor
John W. Rose (R-TN). Co-sponsors: 42 Democrats, 51 Republicans.
Where it stands
- IntroducedFeb 7, 2024
- Passed the House—
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Referred to the House Committee on Financial Services. (Feb 7, 2024)
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- H.R. 582: Credit Union Board Modernization Act
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- S. 711: Working Dog Commemorative Coin Act
Committees
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 7297 (118th Congress): Homebuyers Privacy Protection Act,” https://www.capitolreceipts.com/bill/118-hr-7297/homebuyers-privacy-protection-act (accessed 2026-10-17).