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H.R. 2928 · 118th Congress · 2023–2024

Responsible Borrower Protection Act of 2023

H.R. 2928 in the 118th Congress (2023–2024) was introduced on Apr 27, 2023, sponsored by Andy Biggs with 45 co-sponsors.

During the 118th Congress (2023–2024), Joe Biden was president, and Republicans held the House majority and Democrats the Senate majority.

Status
Introduced
Introduced
Apr 27, 2023
Co-sponsors
45
Policy area
Finance and Financial Sector

What it does

Responsible Borrower Protection Act of 2023 This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing their January 2023-announced changes to the single-family pricing framework for fees on purchase, rate-term refinance, and cash-out refinance loans.

Summary by the nonpartisan Congressional Research Service.

Sponsor

Andy Biggs (R-AZ). Co-sponsors: 45 Republicans.

Where it stands

  • IntroducedApr 27, 2023
  • Passed the House—
  • Passed the Senate—
  • Sent to the President—
  • Became law—

Latest action: Referred to the House Committee on Financial Services. (Apr 27, 2023)

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Committees

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From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.

Cite or embed this page

Capitol Receipts, “H.R. 2928 (118th Congress): Responsible Borrower Protection Act of…,” https://www.capitolreceipts.com/bill/118-hr-2928/responsible-borrower-protection-act-of-2023 (accessed 2026-10-17).

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