H.R. 2007 · 111th Congress · 2009–2010
American Credit Card Reform Act
H.R. 2007 in the 111th Congress (2009–2010) was introduced on Apr 21, 2009, sponsored by Eric Massa.
During the 111th Congress (2009–2010), Barack Obama was president, and Democrats held majorities in both the House and Senate.
- Status
- Introduced
- Introduced
- Apr 21, 2009
- Co-sponsors
- 0
- Policy area
- Finance and Financial Sector
What it does
American Credit Card Reform Act - Amends the Truth in Lending Act to prohibit the annual percentage rate (APR) applicable to any extension of credit on an open end consumer credit account from exceeding 14%.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Where it stands
- IntroducedApr 21, 2009
- Passed the House—
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Referred to the House Committee on Financial Services. (Apr 21, 2009)
More bills from Eric Massa in the 111th Congress
- H.R. 2493: Judgment Evading Foreign States Accountability Act of 2009
- H.R. 2902: Broadband Internet Fairness Act
- H.R. 4448: To direct the Secretary of the Interior to conduct a special resource study to evaluate the…
- H.R. 4665: To designate the facility of the United States Postal Service located at 23 Genesee Street in…
Other Finance and Financial Sector bills in the 111th Congress
- S. 383: Special Inspector General for the Troubled Asset Relief Program Act of 2009
- H.R. 627: Credit CARD Act of 2009
- H.R. 1209: Medal of Honor Commemorative Coin Act of 2009
- H.R. 3606: Credit CARD Technical Corrections Act of 2009
- H.R. 4173: Dodd-Frank Wall Street Reform and Consumer Protection Act
- H.R. 5502: To amend the effective date of the gift card provisions of the Credit Card Accountability…
- H.R. 5297: Small Business Jobs Act of 2010
- S. 3717: A bill to amend the Securities Exchange Act of 1934, the Investment Company Act of 1940, and the…
- H.R. 1177: 5-Star Generals Commemorative Coin Act
- H.R. 6162: Coin Modernization, Oversight, and Continuity Act of 2010
Committees
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 2007 (111th Congress): American Credit Card Reform Act,” https://www.capitolreceipts.com/bill/111-hr-2007/american-credit-card-reform-act (accessed 2026-10-17).