H.R. 5121 · 109th Congress · 2005–2006
Expanding American Homeownership Act of 2006
H.R. 5121 in the 109th Congress (2005–2006) has passed the house — introduced on Apr 6, 2006, sponsored by Bob Ney with 106 co-sponsors. Congress held 1 roll call vote on it.
During the 109th Congress (2005–2006), George W. Bush was president, and Republicans held majorities in both the House and Senate.
- Status
- Passed the House
- Introduced
- Apr 6, 2006
- Co-sponsors
- 106
- Policy area
- Housing and Community Development
What it does
Expanding American Homeownership Act of 2006 - (Sec. 3) Amends the National Housing Act to modify requirements for determining the maximum insurable mortgage amount. Increases the maximum insurable mortgage amount to the full median house price in a home's area, allowing the Federal Housing Administration (FHA) to insure up to 100% of the Federal Home Loan Mortgage Corporation (FHLMC, or Freddie Mac) conforming loan limit.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Bob Ney (R-OH). Co-sponsors: 51 Democrats, 54 Republicans, 1 Independent.
Where it stands
- IntroducedApr 6, 2006
- Passed the HouseJul 25, 2006
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Jul 26, 2006)
How Congress voted
- On Motion to Suspend the Rules and Pass, as Amended
House · Jul 25, 2006 · Passed415–7
Every roll call vote on this bill
More bills from Bob Ney in the 109th Congress
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- H.R. 4912: Rural Health Care Capital Access Act of 2006
- H.R. 2872: Louis Braille Bicentennial--Braille Literacy Commemorative Coin Act
- H.R. 5434: To designate the facility of the United States Postal Service located at 40 South Walnut Street in…
- H.R. 1295: Responsible Lending Act
- H.R. 1633: Protecting Every Health Center Act of 2005
Other Housing and Community Development bills in the 109th Congress
Committees
- Banking, Housing, and Urban Affairs Committee
- Financial Services Committee
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 5121 (109th Congress): Expanding American Homeownership Act of…,” https://www.capitolreceipts.com/bill/109-hr-5121/expanding-american-homeownership-act-of-2006 (accessed 2026-10-17).