H.R. 1182 · 109th Congress · 2005–2006
Prohibit Predatory Lending Act
H.R. 1182 in the 109th Congress (2005–2006) was introduced on Mar 9, 2005, sponsored by Brad Miller with 67 co-sponsors.
During the 109th Congress (2005–2006), George W. Bush was president, and Republicans held majorities in both the House and Senate.
- Status
- Introduced
- Introduced
- Mar 9, 2005
- Co-sponsors
- 67
- Policy area
- Finance and Financial Sector
What it does
Prohibit Predatory Lending Act - Amends the Truth in Lending Act in connection with consumer credit cost disclosure to redefine: (1) high-cost mortgage; (2) the formula used to adjust certain percentage points in connection with a consumer credit transaction secured by the consumer's principal dwelling; and (3) related points and fees.
Summary by the nonpartisan Congressional Research Service.
Sponsor
Brad Miller (D-NC). Co-sponsors: 66 Democrats, 1 Independent.
Where it stands
- IntroducedMar 9, 2005
- Passed the House—
- Passed the Senate—
- Sent to the President—
- Became law—
Latest action: Referred to the Subcommittee on Housing and Community Opportunity. (May 13, 2005)
Other Finance and Financial Sector bills in the 109th Congress
- S. 256: Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
- S. 467: Terrorism Risk Insurance Extension Act of 2005
- S. 1047: Presidential $1 Coin Act of 2005
- H.R. 4636: Federal Deposit Insurance Reform Conforming Amendments Act of 2005
- H.R. 4912: Rural Health Care Capital Access Act of 2006
- S. 418: Military Personnel Financial Services Protection Act
- S. 3850: Credit Rating Agency Reform Act of 2006
- S. 2856: Financial Services Regulatory Relief Act of 2006
- H.R. 5585: Financial Netting Improvements Act of 2006
- S. 4044: Religious Liberty and Charitable Donation Clarification Act of 2006
Committees
More
From GovInfo bill records, Congressional Research Service summaries, Voteview roll calls and lobbying reports.
Cite or embed this page
Capitol Receipts, “H.R. 1182 (109th Congress): Prohibit Predatory Lending Act,” https://www.capitolreceipts.com/bill/109-hr-1182/prohibit-predatory-lending-act (accessed 2026-10-13).